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Understanding the 341 Meeting Process

When you file for Chapter 7 bankruptcy, you will be asked to attend a 341 meeting which is vital to whether or not your bankruptcy is granted.

This is essentially a meeting between you and your bankruptcy trustee. Judges are not present at a 341 meeting.  Instead, the meeting is overseen by a court appointed trustee. Before the meeting starts you will be asked to take an oath to tell the complete truth. The entire meeting will either be tape recorded or recorded by a court reporter. While this may sound intimidating these meetings generally last for 15 minutes or less.

Be prepared for the questions that the trustee may ask you during this time. However, know that the basis of these questions is to determine whether you actually understand the terms and provisions of your own bankruptcy petition and to answer any questions that you might have about the process. You are allowed to ask the trustee any questions that you have during this meeting.

Creditors are also allowed to come to the 341 meeting and ask you any questions they might have about your financial and property affairs under oath.

In order to receive the support you need to get through your 341 meeting, it is advised that you hire a Chicago bankruptcy lawyer.  Don't wait - contact our law office today!

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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

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