Can Creditors Contact You When You File for Bankruptcy?

You may have many questions when you are first considering bankruptcy, one of them being whether or not creditors are still allowed to contact you.

When you have successfully filed for consumer bankruptcy, your creditors are not allowed to contact you. According to the bankruptcy code creditors are not allowed to contact you once the bankruptcy petition that you file is stamped with "Relief Ordered." At that time you are considered to have an automatic stay and should a creditor still attempt to contact you, provide them with the case name number and file date to get them to stop; you can also provide a copy of the petition to file.

Should the creditor still continue their attempts to file even after you have provided them with proof of your bankruptcy status then you may have cause for legal action.

If you are having problems with creditors contacting you, contact our law firm to consult with a Chicago bankruptcy attorney who can help you put an end to harassment.