When Will Creditors Stop Calling?

If you have successfully filed for bankruptcy, you may be wondering when creditors will finally stop calling to harass you.

Under national law, the creditor must stop contacting you once a notice of your bankruptcy has been received. Once you file for bankruptcy with the court, the court will then mail a letter to all of your creditors to inform them of the protection. However, since this can take several weeks to process, it could take that long for creditors to stop their phone calls.

In some cases, you can simply tell a creditor that you have filed for bankruptcy protection and they will stop their collection efforts. If you are not comfortable talking with your creditors, you can ask your bankruptcy attorney to do so for you.

Should a creditor continue to contact you even after they have been informed about your bankruptcy protection, you can then take legal action against them. When that is the case, it is time to contact a Chicago bankruptcy lawyer who can start working hard on your case and put an end to creditor abuse.