What Collection Behavior is Acceptable?

Have you been harassed by collections agencies recently?

You should be aware of what normal behavior is and what type of negative behavior to watch out for. For example, they may pressure you to Express or FedEx your payment check to them, even though you probably can't afford the additional charge that would incur. They might even ask you to charge it on your credit card even though you are already experiencing credit card debt.

If someone asks you pay by telecheck, do not give them any information. This means that you would have to give them your banking and check account information to deduct the amount electronically. Although it may be a reputable agency, asking for your information by telecheck is a red flag that you should be looking out for. Any method of collection that forces you to pay additional money should be avoided at all costs, unless it is absolutely necessary.

Have additional questions about illegal collection practices or creditor harassment?  Contact us now to speak with a Chicago bankruptcy attorney.