Dealing with Creditor Abuse

Do you feel like you are being harassed by your debt collectors? If you are like many people, you may not know that you actually have rights as a debtor. Understanding what these rights are may help you avoid future creditor harassment.

Under the Federal Fair Debt Collection Practices Act, a creditor may only contact you during certain hours of the day. Unless you give permission to a creditor, a debt collection agency may not contact you before 8 AM or after 9 PM. In addition, a creditor may not call your place of employment if he/she has been instructed not to do so.

In order to prevent future harassment, it is advisable to speak with the debt collector at least once as you may be able to work out a payment plan that fits your budget and avoid future calls. If this is not possible, and your creditor continues to take illegal measures to collect debt from you, it is time to get a Chicago bankruptcy attorney from our law office involved.

Once you contact a Chicago creditor abuse lawyer from our firm, we will take immediate measures to stop illegal debt collection practices so you no longer have to deal with creditor harassment.