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Qualifying for Chapter 7

Although Chapter 7 bankruptcy is often seen as the most preferred chapter to file under, not everyone will qualify for its protection.

According the United States Bankruptcy Code, a partnership, corporation or individual can qualify for Chapter 7. Before anyone will be approved for this type of bankruptcy, however, they must pass a means test. In addition, they must not have had a previous bankruptcy case dismissed within 180 days.

When the Bankruptcy Code was altered in 2005, credit counseling sessions were added as a mandatory step towards filing for bankruptcy. So, if you are interested in filing under Chapter 7, you must complete and have proof of completing a credit counseling session. This must be been done within 180 days prior to filing for bankruptcy in order to have your case approved by a judge.

If you have questions about the Illinois Chapter 7 bankruptcy process, it is a wise idea to take the time to contact a Chicago Chapter 7 bankruptcy attorney from our team who can address your questions and provide you with up-to-date information.

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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

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Phone Number: (312) 427-3100