Recent Posts in Debt Relief Category
Posted on Dec 2, 2011 By Bizar & Doyle, LLC
The average American consumer's debt is on the rise every year and statistics show that the average low to middle-income family owes $8,650 in credit card debts alone. Based on research conducted ...
Continue reading "American Comsumers' Debt Increases Every Year" »
Posted on Nov 24, 2011 By Bizar & Doyle, LLC
Are you in serious debt? If so, there are several ways that you can work yourself out of your financial hardships and back to more stable ground. First, you could use your assets as leverage to get ...
Continue reading "Tips to Relieve Debt" »
Posted on Nov 11, 2011 By Bizar & Doyle, LLC
While nobody likes to be in debt, being harassed by creditors is not only wrong, it is illegal. Thanks to the FDCPA, creditors have certain laws that they must follow when they attempt to contact you. ...
Continue reading "Put an End to Creditor Abuse" »
Posted on Oct 26, 2011 By Bizar & Doyle, LLC
Do you feel like you are being harassed by your debt collectors? If you are like many people, you may not know that you actually have rights as a debtor. Understanding what these rights are may help ...
Continue reading "Dealing with Creditor Abuse" »
Posted on Oct 18, 2011 By Bizar & Doyle, LLC
The purpose of filing for Chapter 7 bankruptcy is to re-organize your debt and to discharge whatever debts you can. However, there are types of debt that cannot be discharged (forgiven) by the court. ...
Continue reading "Non-Dischargeable Debt and Chapter 7" »
Posted on Sep 30, 2011 By Bizar & Doyle, LLC
Are you in serious credit card debt? If so, you are likely to be receiving daily phone calls from creditors and debt collection companies. Believe it or not, you do have rights as a debtor, rights ...
Continue reading "Stopping Creditor Abuse" »
Posted on Sep 13, 2011 By Bizar & Doyle, LLC
Despite the stigma that Chapter 7 sometimes carries, filing for bankruptcy could be the smartest thing you do for your finances. Did you know that when you successfully file for bankruptcy, you will ...
Continue reading "Repair Finances with Chapter 7" »
Posted on Sep 6, 2011 By Bizar & Doyle, LLC
Are you constantly struggling to make payments toward debts? Are you already behind on certain payments? If so, you may qualify for bankruptcy. However, before you make submit all the paperwork, it is ...
Continue reading "Addressing Debt with Bankruptcy" »
Posted on Jul 28, 2011 By Bizar & Doyle, LLC
Are you considering filing for Chapter 7 bankruptcy but wondering what happens to any debts incurred after your filing? In general, your post-petition debts will not be covered by your Chapter 7 ...
Continue reading "Chapter 7 and Post-Petition Debt" »
Posted on Jul 7, 2011 By Bizar & Doyle, LLC
You may have heard about certain types of bankruptcy that let you discharge your debts. This is true for individuals, but for businesses, it is rare. If you file your business as a corporation you ...
Continue reading "Discharging Debt and Business Bankruptcies" »
Posted on Jul 4, 2011 By Bizar & Doyle, LLC
If you are like millions of Americans, you have serious credit card debt. While it can be overwhelming to imagine paying off all of your debt at once, there are ways to whittle down your debts by ...
Continue reading "Whittling Down Credit Card Debt" »
Posted on Jun 30, 2011 By Bizar & Doyle, LLC
Have you recently become a victim of creditor abuse ? If so, you need to familiarize yourself with your rights. When a creditor calls, you do not need to discuss any personal details with that person. ...
Continue reading "Know Your Rights, Stop Creditor Abuse" »
Posted on Jun 24, 2011 By Bizar & Doyle, LLC
Although Chapter 7 bankruptcy is known as the "slate cleaning" bankruptcy, it does not discharge all of your debts. Depending on your specific debts, some to most can be dismissed in a ...
Continue reading "Chapter 7 and Your Debt" »
Posted on Jun 17, 2011 By Bizar & Doyle, LLC
Is your bank account constantly in the red? Do you have trouble making your regular monthly payments? If so, you may be considering bankruptcy to solve your problems. However, before you file for ...
Continue reading "Bankruptcy May Solve Financial Woes" »
Posted on Jun 15, 2011 By Bizar & Doyle, LLC
If you want to take care of your debts once and for all, you may be weighing two options, debt consolidation versus debt negotiation . Understanding the key differences between them can make a ...
Continue reading "Debt Consolidation Vs. Debt Negotiation" »
Posted on Jun 13, 2011 By Bizar & Doyle, LLC
If you are worried about your finances plummeting any further into the red, it is time to think about Chapter 13 bankruptcy. Although businesses can file for Chapter 13 bankruptcy protection as well, ...
Continue reading "Financial Relief with Chapter 13" »
Posted on Jun 9, 2011 By Bizar & Doyle, LLC
When you find yourself constantly checking your bank statements in disbelief, it is time to consider debt relief . There are ways to get back on your feet financially if you are serious about doing ...
Continue reading "Debt Relief Tips" »
Posted on May 25, 2011 By Bizar & Doyle, LLC
Do you have piles of bills and late payments? If so, you should consider debt consolidation . It is a valid way to work on paying off your debts, on a schedule that you can afford. When you decide to ...
Continue reading "Debt Consolidation Can Address Late Payments" »
Posted on May 17, 2011 By Bizar & Doyle, LLC
According to a survey conducted by the Consumer Federation of America and Fair Isaac Corporation, almost half of consumers do not understand the purpose of their own credit score. The basic function ...
Continue reading "Many Consumers Don't Understand Purpose of Their Credit Score" »
Posted on May 13, 2011 By Bizar & Doyle, LLC
If you are considering Chapter 13 bankruptcy , you may be wondering how long it will take to pay off your debts. While there is no exact formula for determining the length of time required to pay off ...
Continue reading "Paying Off Your Debt via Chapter 13" »
Posted on May 9, 2011 By Bizar & Doyle, LLC
When Melanie Beacham fell behind on her car payments, her auto loan account was sent to a collections company. This happens to thousands of people every year who are unable to make payments; however, ...
Continue reading "Creditors Harass Debtor on Social Networking Site" »
Posted on May 5, 2011 By Bizar & Doyle, LLC
Have you been harassed by collections agencies recently? You should be aware of what normal behavior is and what type of negative behavior to watch out for. For example, they may pressure you to ...
Continue reading "What Collection Behavior is Acceptable?" »
Posted on Apr 28, 2011 By Bizar & Doyle, LLC
Are you curious about debt settlement but aren't clear what it really means? Since many people are now battling with their poor financial histories, some are turning to debt settlement to fix their ...
Continue reading "Understanding Debt Settlement" »
Posted on Apr 22, 2011 By Bizar & Doyle, LLC
If you have fallen behind on your bills, you may notice that your creditors are starting to call you to collect the debt that you owe. While creditors are allowed to contact you to make collection ...
Continue reading "What is Considered Creditor Harassment?" »
Posted on Mar 30, 2011 By Bizar & Doyle, LLC
Are you considering bankruptcy ? If so, then you will be relieved to hear about the federal Fair Debt Collection Practices Act which prevents collectors from calling you in an aggressive manner. ...
Continue reading "Understanding the FDCPA" »