Creditor Harassment Attorney

Are you being subjected to creditor harassment or abuse?

You may feel bad that you have not been able to pay your debts. That is natural but that does not mean you have to accept creditor harassment or abuse. Creditors have a duty under the law to treat you with courtesy and respect. If they fail to do so, you may sue them for damages. For strong defense of your rights, you are urged to contact a bankruptcy lawyer.

Fair Debt Collection Practices Act

Congress has passed an act governing how creditors and collection agents must behave when contacting debtors. Here are some of the rules:

They may not call before 8 a.m. or after 9 p.m.
They may not say that they are attorneys if they are not.
They may not talk to you rudely
They may not threaten you or tell you that you are going to jail.
No persistent calling is allowed.
If you tell them in writing to stop calling you, they may not call unless they have important information to relate.
If you tell them you are represented by an attorney, they must go through your attorney.
If you file bankruptcy, they must go through your attorney.

Creditor Harassment and Abuse Lawyer

We defend clients suffering from creditor harassment and abuse. We are Bizar & Doyle. When a client is being harassed, we call the creditor and inform them of their duties under the law. We advise that they must now direct all communication to us. Where they persist in harassing our client, we bring legal action for damages under the Fair Debt Collection Practices Act. We also address the client's underlying debt problem and provide the client with their options to regaining solvency.

We urge you to contact us for a free consultation.

Contact a Creditor Harassment Attorney at the firm to discuss creditor harassment.