Debt Negotiation Lawyer

Burdened by debt?

If you have a large debt that is hard to pay, you can benefit by contacting an attorney. The simple fact that you have retained an attorney gives you standing to seek an accommodation. The creditor knows that if your interests are ignored, your attorney may well recommend bankruptcy. For assistance in debt negotiation you are urged to contact a bankruptcy attorney.

Debt Negotiation Attorney

At Bizar & Doyle we help clients burdened by debt. We review the debt to see if was legally written. Where there are violations of the Federal Truth in Lending Act or other consumer protection acts, we contact the creditor and demand adjustment. Where our client is suffering financial hardship, we negotiate for lower payments. Where our client has some means, we may pursue a lump sum pay off. Such payoffs are viable if the client can pay off the loan in one or just a few large payments. In this way, with good negotiation, the client may receive a considerable discount on the overall balance.

Bankruptcy Alternative

Where the creditor is unwilling to negotiate, the debtor may also seek bankruptcy protection. Where the debtor has a good income, the debtor may gain protection against law suits and avoid all interest on unsecured debt. Under this plan, called Chapter 13, the debtor makes a plan to pay off all debts over a three to five year period. Chapter 7 Bankruptcy is available to those lacking the income to pay off their debts in Chapter 13 or otherwise. All non-exempt debts are discharged. At the firm we are familiar with all options to address serious debt problems. We urge you to contact the firm where an experienced debt negotiation attorney can advise you of your options and give seasoned help.

Contact a Debt Negotiation Lawyer at the firm to discuss debt negotiation.