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Bizar & Doyle LLC, Attorneys & Lawyers  Bankruptcy, Chicago, IL
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The Bankruptcy Timeline

Filing for bankruptcy doesn't need to be a complicated process, but unless you follow a specific timeline you will not complete all the tasks necessary to halt creditor payments and improve your financial situation. If you wait long enough, the debt will pile up and lead to the loss of valuable assets like vehicles or your home. For people unfamiliar with financial matters, filing for bankruptcy can seem quite daunting. The process can be made simpler with the help of a bankruptcy attorney from our legal firm. With the assistance of our bankruptcy attorneys, you can rest assured that the appropriate paperwork is completed and filed correctly. Under the current law, all paperwork for bankruptcy filing needs to be filled out correctly—under penalty of law. If you wish to avoid the hassle of navigating a bankruptcy filing on your own, contact one of our attorneys.

What Timeline do I Need to Follow?

Before filing for bankruptcy you will be required to complete a "means test", which will determine if you are eligible for Chapter 7 bankruptcy. You have the option to fill out the "means test" on your own, but you will run into legal problems if any section is filled out incorrectly. To avoid a mistake, you can contact our legal team to assist you with the "means test" so you can determine if you will file for Chapter 7 or Chapter 13 bankruptcy. Once a decision is made, you may need to undergo credit counseling before formally filing for either form of bankruptcy.

After you officially file for bankruptcy and submit all the required paperwork you will endure a short waiting period. This waiting period typically lasts approximately 30 days, after which you will attend a meeting of creditors. One of our attorneys will attend this meeting with you and make sure everything is handled ethically and correctly. After the meeting is adjourned, your creditors will have a window of 60 days to object to the debt discharges and file an official complaint. If no complaints are filed you will receive notice that you debts have been discharged. After the process is complete you will be debt free and ready to enjoy a better financial future.

Contact one of our bankruptcy attorneys for more information on our legal services.

Illinois Offices:

  • Loop Office
    123 W. Madison Street
    Suite 205
    Chicago, IL 60602

    South Side Office
    10336 S. Western Avenue
    Chicago, IL 60643

    O'Hare Office
    8770 W. Bryn Mawr
    Suite 1300
    Chicago, IL 60631

    Southwest Suburbs
    15255 S. 94th Avenue
    5th Floor
    Orland Park, IL 60462

  • Far North
    1800 Nations Drive
    Suite 117
    Gurnee, IL 60031

    Western Suburbs
    1444 N. Farnswoth Ave.
    Suite 1018
    Aurora, IL 60505

    Joliet Office
    Lincolnshire Business Center
    1000 Essington Road
    Suite 155
    Joliet, IL 60435

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123 W. Madison Street, Suite 205; Chicago, IL 60602
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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

Main Office: 123 W. Madison Street, Suite 205 Chicago, IL 60602
Phone Number: (312) 427-3100