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Bizar & Doyle LLC, Attorneys & Lawyers  Bankruptcy, Chicago, IL
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Is bankruptcy right for me?

Bankruptcy Lawyer

You may be wondering whether bankruptcy is the right thing for you to do. If you are being harassed by creditor calls or worse receiving notice of lawsuits, bankruptcy is worth checking into. In some cases, negotiation with a creditor, defense against lawsuits or a mortgage debt modification may resolve your difficulties. In other cases, however, bankruptcy protection against lawsuits is vital. A bankruptcy lawyer can evaluate your situation and answer whether bankruptcy is right for you.

When is it time to file?

When you are being sued, it is time to look ahead. Once a creditor takes a judgment, you are at risk of wage garnishment, execution on your bank accounts and seizure of property. These creditor actions can make your life intolerable. Happily though, a bankruptcy filing brings these actions to an immediate halt.

Chapter 7: Total Discharge of Debts

If you do not have any means to pay your debts, you may consider Chapter 7 bankruptcy. Under this chapter most debts can be discharged. While you do have to give up non-exempt property, bankruptcy exemptions protect much of your personal property. You may also keep secured property such as a car or home if you can keep up the payments.

Chapter 13: Pay Debts over 3 to 5 Years

If you can pay off your debts but just need time, you could potentially file Chapter 13 bankruptcy. This gives you the same stay against collection action as Chapter 7. You keep your property while undertaking a plan to pay off your creditors over a 3 to 5 year period. You make one monthly payment to a bankruptcy trustee who then distributes the payment among your creditors.

Bankruptcy Attorney

At Bizar & Doyle we advise clients on their options to handle their debt situations. If bankruptcy is right for them, we guide them through the bankruptcy process. We have helped many clients break free of the crushing burden of debt and gain a fresh start.

Contact a Bankruptcy Lawyer at the firm for help in determining if bankruptcy is right for you.

Illinois Offices:

  • Loop Office
    123 W. Madison Street
    Suite 205
    Chicago, IL 60602

    South Side Office
    10336 S. Western Avenue
    Chicago, IL 60643

    O'Hare Office
    8770 W. Bryn Mawr
    Suite 1300
    Chicago, IL 60631

    Schaumburg Office
    10 N. Martingale Road
    Suite 400
    Schaumburg, Illinois, 60173

  • Far North
    1800 Nations Drive
    Suite 117
    Gurnee, IL 60031

    Western Suburbs
    1444 N. Farnswoth Ave.
    Suite 1018
    Aurora, IL 60505

    Joliet Office
    Lincolnshire Business Center
    1000 Essington Road
    Suite 155
    Joliet, IL 60435

    Southwest Suburbs
    15255 S. 94th Avenue
    5th Floor
    Orland Park, IL 60462

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123 W. Madison Street, Suite 205; Chicago, IL 60602
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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

Main Office: 123 W. Madison Street, Suite 205 Chicago, IL 60602
Phone Number: (312) 427-3100