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Things You Should Know Before Filing for Chapter 13

If you are a debtor seeking debt freedom there are several things you need to know before filing for Chapter 13 bankruptcy.

You will need to prove to the court that you are able to make monthly payments to pay down your debts. If you have an irregular income or irregular payments there is an increased chance that your bankruptcy petition could be denied. Some studies show that those individuals who sought the advice of a bankruptcy attorney before filing have an increased chance in obtaining Chapter 13 bankruptcy than those who attempted to file without legal advice.

Since there are hundreds of subtleties that are tied in Chapter 13 bankruptcy law it is best to hire a bankruptcy attorney now to start working on your petition. He or she will explain that debts normally get categorized according to their priority level. At the top are usually child support, alimony and tax payments, followed by secured debts like auto loans or mortgage payments. After those have been taken into consideration then you can look at unsecured debts like medical bills and credit card bills.

Did you know you can get the information you need about filing for bankruptcy from a Chicago bankruptcy attorneyContact our law firm to get informed today!

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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

Main Office: 123 W. Madison Street, Suite 205 Chicago, IL 60602
Phone Number: (312) 427-3100