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What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is usually filed for by consumers who wish to avoid liquidation and repay the debt they owe to their creditors.  People who pursue Chapter 13 and are able to come to a mutually agreed upon payment agreement have 3 to 5 years to repay the debt that they owe.  During the course of that time span, people must make a single monthly payment that is applied to their total debt.

Often times, people choose to file for Chapter 13 bankruptcy because they are ineligible for Chapter 7.  This usually happens when people make too much money and do not pass their state's means test

Are you thinking about filing for Chapter 13 because your income is too high to file for Chapter 7?  If so, it is advised that you take the time to discuss your situation with a knowledgeable Chicago bankruptcy lawyer at Bizar and Doyle.  We would welcome the opportunity to provide you with advice and representation during the bankruptcy process.  Contact our law office today!

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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

Main Office: 123 W. Madison Street, Suite 205 Chicago, IL 60602
Phone Number: (312) 427-3100