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90 Days Before Filing for Chapter 7

Are you in a financial crisis? If so, you may already be contemplating Chapter 7 bankruptcy. However, when you have decided to take control of your finances, there are several requirements you must fulfill in order to file successfully.

Within 90 days of filing, you must be able to prove that you are a resident of the state. If you have not lived in the state for at least 90 days, you will not be eligible to file there. Should you really want to file at that time, you will need to file for bankruptcy in the state in which you were residing or in which you hold the majority of your primary assets, prior to your new state of residence.

Additionally, if you plan on filing for bankruptcy within the next three months, know that purchases that are qualified as luxury items or services exceeding $500 will, in some cases, not be eligible for discharge.

There are numerous requirements that you should be aware of when pursuing Chapter 7. In order to become informed of requirements and obligations, contact our legal team and consult with a Chicago bankruptcy lawyer who can give your some direction.

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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

Main Office: 123 W. Madison Street, Suite 205 Chicago, IL 60602
Phone Number: (312) 427-3100