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Chapter 13 Allows You to Address Your Debt

Are you considering bankruptcy but aren't sure whether to file for Chapter 7 or Chapter 13 bankruptcy protection? There are a few hints to help make your decision easier.

If you are willing and able to pay most of your debts, but are sick and tired of creditors calling and bothering you, Chapter 13 bankruptcy is your best option. Rather than working to get most of your debts dismissed, you will develop a repayment plan that can be completed over several years. This is especially helpful when you do not qualify for Chapter 7 bankruptcy but still want to file for bankruptcy protection.

Like many people these days, you may have fallen behind on your auto or home payments. If you opt for Chapter 7 bankruptcy, you may be to be forced to sell your home or car to pay off your debts. With Chapter 13 bankruptcy, you are allowed to keep your assets and make up those lost payments on a payment schedule that suits your financial circumstances.

Chapter 13 bankruptcy is an opportunity for consumers to repay their debt and keep their possessions. To learn more about this type of bankruptcy, contact Bizar & Doyle, LLC and arrange a time to discuss your case with a Chicago bankruptcy lawyer.

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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

Main Office: 123 W. Madison Street, Suite 205 Chicago, IL 60602
Phone Number: (312) 427-3100