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Keeping Your Home with Chapter 13

Are you considering bankruptcy as a way to avoid additional financial hardship or the loss of your home? If so, you might qualify for Chapter 13 bankruptcy.

While most people will try to file for Chapter 7 bankruptcy, they will either not qualify or they will be better served by Chapter 13 bankruptcy. In fact, as many people are in danger of losing their homes to foreclosure in the U.S., they find themselves filing for Chapter 13 bankruptcy to keep their homes. Unlike Chapter 7 bankruptcy where you will be asked to liquidate a portion of your assets, Chapter 13 may allow you to keep most of your assets, like your family's residence.

By creating a repayment plan that will span from three to five years, you can pay off past mortgage debts while being protected by Chapter 13 bankruptcy laws. As long as you are diligent about making your bankruptcy payments, the bank may not seize your home.

If you are hoping to save your home by filing for Chapter 13, contact a Chicago Chapter 13 bankruptcy lawyer from our law office now to see if you are eligible for this type of filing. If you meet requirements, we will help you initiate the bankruptcy process as soon as possible.

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The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

Main Office: 123 W. Madison Street, Suite 205 Chicago, IL 60602
Phone Number: (312) 427-3100