Bankruptcy Attorney
Bankruptcy Lawyer Attorney Profiles Common Questions Bankruptcy Evaluation Office Locations

No Money Down on Chapter 13 Cases
For Qualified Wage Earners!
Chapter 7 Bankruptcy from $850

Phone and Video Consultations
Available Today!

Information Center
Asset Protection
Bankruptcy Overview
Business Bankruptcy
Chapter 13
Chapter 11
Chapter 7
Creditor Harassment & Abuse
Debt Relief Options
Eliminating 2nd Mortgages
Fighting Foreclosure
Means Test
Rebuild Credit
Taxes & Bankruptcy
Bankruptcy Alternatives
Bankruptcy Exemptions
Bankruptcy Myths
Bankruptcy Process
Bankruptcy Time Line
Benefits of Bankruptcy
Chapter 7 vs. Chapter 13
Filing for Bankruptcy
Is Bankruptcy Right for Me?
Life After Bankruptcy
Why Hire a Bankruptcy Attorney
Will I Lose Anything?
Read our blog

Qualifying for Chapter 7

Although Chapter 7 bankruptcy is often seen as the most preferred chapter to file under, not everyone will qualify for its protection.

According the United States Bankruptcy Code, a partnership, corporation or individual can qualify for Chapter 7. Before anyone will be approved for this type of bankruptcy, however, they must pass a means test. In addition, they must not have had a previous bankruptcy case dismissed within 180 days.

When the Bankruptcy Code was altered in 2005, credit counseling sessions were added as a mandatory step towards filing for bankruptcy. So, if you are interested in filing under Chapter 7, you must complete and have proof of completing a credit counseling session. This must be been done within 180 days prior to filing for bankruptcy in order to have your case approved by a judge.

If you have questions about the Illinois Chapter 7 bankruptcy process, it is a wise idea to take the time to contact a Chicago Chapter 7 bankruptcy attorney from our team who can address your questions and provide you with up-to-date information.

Free Bankruptcy Evaluation
Eliminate Debt & Bills
123 W. Madison Street, Suite 205; Chicago, IL 60602
Attorney Web Design
The information on this website is for general information purposes only. Nothing on should be taken as legal advice for any individual case or situation.

Main Office: 123 W. Madison Street, Suite 205 Chicago, IL 60602
Phone Number: (312) 427-3100