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Be Smart With Your Tax Return: Pay Off Debt Now

The 2014 tax filing season has begun. Although Tax Day is often portrayed as a stressful event, the majority of Americans receive money back rather than having to pay the government more money. According to the IRS, the average tax refund in 2012 was $2,803.

It’s tempting to use that tax return on a new flat-screen TV or something more extravagant. Instead, think about seizing this opportunity to put yourself ahead financially. With the help of a qualified debt and bankruptcy attorney, Illinois residents can make a plan for debt relief, using the money from their tax refunds.

At Prime Bankruptcy, your Chicago bankruptcy attorney talks to creditors so you don’t have to. We will settle the debt you owe or reduce your monthly payments. From there, you’ll want to follow these steps to use your tax refund wisely:

  • Start with the bills that have higher interest rates. Our clients have debt coming from a number of sources, from credit card bills to student loans. When selecting the debt you want to pay off first, look at the interest rate.
  • Save some money for emergencies. You still want to plan ahead for an emergency, such as a car repair. If you put at least $1,000 away for these situations, you can still uphold your financial plan when you have some unforeseen expenses.

Prime Bankruptcy by Bizar & Doyle is a trusted firm that specializes in Chapter 13 and Chapter 7 bankruptcy cases, as well as other debt relief solutions. Senior partner Philip Bizar has been a bankruptcy attorney in Illinois since 1966, ensuring clients that they will receive experienced and knowledgeable consulting.

The firm has 8 locations throughout Illinois, including offices in Schaumburg, Gurnee, Warrenville, Joliet, Orland Park, and three areas of Chicago. Contact us at (888) 536-0213 and let us help you shake your debt!


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